We’ve helped 37247 people get what they want.

Apply online now

When you're looking for finance, we know you want a straightforward application process and a decision ASAP. That's our specialty.

There's a million reasons why you may need a little extra money from time to time, and we're always here when you need us.

We're proud to be a 100% Kiwi owned company and NZ's #1 rated finance company on Trustpilot with over 1,150+ 5 star reviews

  • Once your loan is approved and completed, money could be in your account in 60 minutes.
  • Decades of trust. Future Finance has 25 years experience helping Kiwi's
  • Personal loans are tailor made to fit your specific requirements
  • Clean and Transparent. No hidden surprises. What you see is what you get


Our team are super proud of our reviews - check them out for yourself here

How to apply for a loan.

Contact our friendly team

Apply online or call us on 0800 25 10 10

We complete
your application ASAP

We'll call you to verify some things.

Everything's sorted!

Once your loan is approved and completed, money could be in your account in 60 minutes.

Apply online now

Or call our trusted team on 0800 25 10 10

We're ready to help now.

  • Payments that suit you
    We know that flexibility and a repayment schedule that fits with your lifestyle is important to you. We'll do our very best to make it work for you.
  • We don't judge.
    Your business is your business. Our job is simply to help you get to where you want to be, and our trusted team are always available with a friendly ear to help you get what you want today.
  • No hidden fees
    Rest easy. Everything is up front and transparent with Future Finance. We promise.

So - what are you waiting for?

A better future starts today

Apply online now or call our trusted team on 0800 25 10 10

“Outstanding service and communication!”

Ariana, Auckland

“Excellent efficient service. Nice Future Finance!”

Matt, Upper Hutt

“Thanks Future Finance for helping us get our car.”

Donna, Otago