Managing finances can be difficult, especially when dealing with debts. Don't let financial debt hinder you.

A Future Finance debt consolidation can help by combining all your debts into one easy-to-manage loan.

At Future Finance, we offer more than just a way to simplify your payments. We are your partner in helping you achieve financial stability. Let's work together to simplify your debts, reduce stress, and create a clearer financial future.

Our team are always here to help and is proud to be NZ’s only 5-star rated finance company on Trustpilot.
 

What is Debt Consolidation?

Debt consolidation combines multiple debts into a single loan, usually with a lower interest rate or more favourable terms. This can make managing and paying off the debt easier through one easy-to-manage payment. 
 

Benefits of Consolidating Debts

Debt consolidation offers several potential benefits. Some of the benefits of debt consolidation include:

  • Lower Interest Rates: Debt consolidation can save you money by combining high-interest loans into a loan with a lower interest rate, helping individuals get out of debt faster.
  • Simplified Repayments: By combining multiple debts into a single loan, you only need to keep track of one loan and its payments, making it easier to manage your finances.

  • Affordable Repayments: Only having one monthly payment can become more affordable for borrowers, potentially reducing the interest paid over time.

Why Consider Debt Consolidation in New Zealand?

Debt consolidation can be a beneficial option for individuals looking to manage their debts more effectively. By consolidating multiple debts into a single, easier-to-manage loan, individuals can benefit from a lower interest rate, reduced monthly repayments, a longer repayment period, and the convenience of dealing with only one lender creditor. 

However, it's essential to approach debt consolidation carefully and avoid falling into the trap of accumulating more debt. Talking with a reputable lender is very important when deciding to consolidate debts.

How to Get a Debt Consolidation Loan with Future Finance

To get a debt consolidation loan with Future Finance, the process typically involves consideration of the following: 

  • Assess Your Debt Situation: Compile a detailed list of your debts, including the amount owed, interest rate, and monthly payment. This will help you determine the size of the loan you need.

  • Contact Our Friendly Team: Apply online or call us at 0800 25 10 10, and we will discuss your debt consolidation options.

  • Everything's Sorted: Once your loan is approved and completed, money could be in your account in 60 minutes.

Future Finance offers competitive rates, personalised service, and an expert understanding of the New Zealand financial landscape. We're not just a lender but your partner in financial success.

Start Your Journey to Financial Freedom Now

Embarking on your debt consolidation journey may seem overwhelming, but you don't have to face it alone. Future Finance is here to help equipped with an understanding team and solutions to suit your need to navigate your financial path. Together, we'll help transform your financial stress into a success story.

Call us at 0800 25 10 10 or apply online for a debt consolidation loan with Future Finance. 

“Prompt and efficient, they made me feel at ease.”

Katherine, Christchurch

“Future Finance went above and beyond to help me.”

Scott, Hawkes Bay

“Excellent efficient service. Nice Future Finance!”

Matt, Upper Hutt