Debt Consolidation Loan

Locked interest rates with repayments to suit you

Stop juggling your finances with a Future Finance Debt Consolidation loan.

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Take Back Control of Your Finances with a Debt Consolidation Loan

When you're managing several debts at once, keeping track of different payment dates, interest rates, and amounts can feel overwhelming. A debt consolidation loan from Future Finance brings all your existing debts together into one straightforward monthly payment, helping you regain control of your financial future.

Simplifying Your Financial Life

Managing debt across multiple lenders means juggling different payment schedules, varying interest rates, and multiple sets of terms and conditions. This complexity often leads to missed payments, unnecessary stress, and higher costs than necessary. By consolidating your debts with Future Finance, you can transform this chaos into clarity with just one regular payment to manage.

We're proud to be a 100% Kiwi owned company and NZ's #1 rated finance company on Trustpilot with 1,945+ 5 star reviews.

The Benefits of Debt Consolidation

A debt consolidation loan offers several advantages over managing multiple debts. You'll have just one payment date to remember each month, potentially lower overall interest charges, and a clear timeline for becoming debt-free. Many of our customers find that consolidation not only saves them money but also reduces the mental burden of managing multiple financial obligations.

Understanding Your Consolidation Options

Every financial situation is unique, which is why we take time to understand your specific circumstances. Whether you're dealing with credit card debt, store cards, personal loans, or a combination of different debts, we can create a consolidation plan that works for your budget and goals.

 

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New Zealand's Only 5-Star Rated Finance Company on Trustpilot

Apply online in just 2 minutes or call 0800 25 10 10 to speak to a loan specialist

Making Debt Consolidation Work for You

The key to successful debt consolidation is choosing the right loan structure. We'll help you determine the optimal loan amount and repayment term to ensure your new single payment is manageable while still allowing you to make meaningful progress towards becoming debt-free.

Your Path to Financial Freedom

Taking the first step towards consolidating your debts can feel daunting, but our experienced team makes the process simple. We'll review your current debts, calculate potential savings, and present you with a clear consolidation plan. Many customers are surprised by how much they can save in interest charges and how much sooner they can become debt-free.

Ready to Simplify Your Finances?

Debt consolidation isn't just about combining payments, it's about taking control of your financial future. With over 25 years of experience helping Kiwis manage their finances, we understand that everyone's journey is different. That's why we offer personalised solutions designed to fit your unique situation.

Our Easy 3 Step Loan Process

Contact our friendly team

Apply online or call us on 0800 25 10 10

We complete
your application quick as

We'll call you to verify some things.

Everything's sorted!

Once your loan is approved and completed, we aim to have money in your account in less than 1 hour

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Or call our trusted team on 0800 25 10 10
 

We understand life happens - and our simple solutions are here to help

We're ready to help now.

  • Payments that suit you
    We know that flexibility and a repayment schedule that fits with your lifestyle is important to you. We'll do our very best to make it work for you.
  • We don't judge.
    Your business is your business. Our job is simply to help you get to where you want to be, and our trusted team are always available with a friendly ear to help you get what you want today.
  • No hidden fees
    Rest easy. Everything is up front and transparent with Future Finance. We promise.

So - what are you waiting for?
 

A better future starts today

Easily Apply Now or call our trusted team on 0800 25 10 10

“Simple process & I got the money I needed fast.”

Christine, Christchurch

“I can breathe again now. Thanks Future Finance.”

Quila, Auckland

“Everything was explained clearly, I'm impressed.”

Mary, Wellington