Our personal loans have helped 37691 people get what they want.

Apply online now

When you're looking for finance, we know you want a simple application process and a fast decision. That's our specialty.

There's a million reasons why you may need a little extra money from time to time, and we're always here when you need us.

We're proud to be a 100% Kiwi owned company and NZ's #1 rated finance company on Trustpilot with over 1,150+ 5 star reviews

  • Once your loan is approved and completed, money could be in your account in 60 minutes.
  • Decades of trust. Future Finance has 25 years experience helping Kiwi's
  • Personal loans are tailor made to fit your specific requirements
  • Clean and Transparent. No hidden surprises. What you see is what you get

If you're looking for financial assistance with a personal loan, apply online today!


Our team are super proud of our reviews - check them out for yourself here

Get a Personal Loan That Fits Your Lifestyle. 

The Future Finance team will work with you to tailor-make a personal loan that fits your unique needs. We treat everyone as an individual and that’s why our friendly team will take the time to understand who you are and what you’d like to achieve. That’s what makes us New Zealand’s #1 rated finance company on Trustpilot. 

Secured Personal Loan NZ

Get a loan with us and see how simple it is to turn your plans into reality with a Future Finance personal loan. 

With our trusted and transparent lending process, you can manage your finances confidently. Whether you need funds for home renovations, holiday, debt consolidation or unforeseen expenses, our secured personal loans can provide you with the financial support you need. 

Our Secured Personal Loans are custom to your personal requirements and come with competitive rates and flexible terms that work with your financial needs. Secured loans require collateral, such as cars, property, that allows us to provide secured personal loans at a lower, more competitive interest rate.

Contact us today to learn more about how our secured personal loans can help you achieve your financial goals.

How to apply for a loan.

Contact our friendly team

Apply online or call us on 0800 25 10 10

We complete
your application ASAP

We'll call you to verify some things.

Everything's sorted!

Once your loan is approved and completed, money could be in your account in 60 minutes.

Apply online now

Or call our trusted team on 0800 25 10 10

We're ready to help now.

  • Payments that suit you
    We know that flexibility and a repayment schedule that fits with your lifestyle is important to you. We'll do our very best to make it work for you.
  • We don't judge.
    Your business is your business. Our job is simply to help you get to where you want to be, and our trusted team are always available with a friendly ear to help you get what you want today.
  • No hidden fees
    Rest easy. Everything is up front and transparent with Future Finance. We promise.

So - what are you waiting for?

A better future starts today

Apply online now or call our trusted team on 0800 25 10 10

“Excellent efficient service. Nice Future Finance!”

Matt, Upper Hutt

“Thank you for helping to make my dream come true!”

Sara, Nelson

“Thanks for going all out to approve our loan.”

Mr Tupou, Christchurch