Personal Loans

Personal Loans for life’s moments

Easily Apply Now

At Future Finance, we provide personal loans in NZ tailored to your unique needs. Whether you’re planning a wedding, covering unexpected bills, funding education, or managing emergency costs, our loans give you the flexibility to get things done with confidence.

Our personal loans can also be used for:

  • Debt Consolidation Loans – Combine multiple debts into one manageable repayment and simplify your finances.
  • Business Loans – Fund cash flow gaps, equipment purchases, stock, or short-term business expenses.
  • Home Renovation Loans – Finance kitchen upgrades, bathroom renovations, repairs, or home improvements.
  • Dental & Medical Loans – Cover dental work, surgery, specialist treatment, or unexpected medical costs.
  • Emergency Loans – Access fast funding for urgent expenses such as bills, repairs, or unexpected life events.
  • Wedding Loans – Help pay for venues, catering, photography, attire, and other wedding costs.
  • Education Loans – Support course fees, training, certifications, or study-related expenses.
  • Funeral Loans – Provide financial support to cover funeral and related costs during difficult times.
  • Car Loans – Our car loans and car repair loans give you the funding you need for car purchases, as well as finance for repairs and vehicle maintenance.

Apply online in just a few minutes or call our friendly team to discuss your options.

 

New Zealand's Only 5-Star Rated Finance Company on Trustpilot

Apply online in just 2 minutes or call 0800 25 10 10 to speak to a loan specialist

Why Choose a Future Finance Personal Loan

Friendly, Simple, and Flexible
With our streamlined application, you could have funds in your account the same day once approved.

Loans for Nearly Any Purpose
Personal loans from Future Finance aren’t limited to one use. From consolidating debt to paying for urgent medical or travel costs, we help you make progress on the things that matter.

Clear, Transparent Lending
Interest rates, terms, and repayment options are explained up front with no hidden surprises. Our team works with you to find an outcome that suits your financial situation.

How Our Loan Process Works

Apply Online or by Phone

Start with a quick online form or give us a call. It only takes a few minutes.

Quick Review

We’ll verify the details and assess affordability responsibly.

Same Day Funding

Once approved, money can be in your account quickly – often within hours.

Easily Apply Now

Or call our trusted team on 0800 25 10 10
 

We understand life happens - and our simple solutions are here to help

So - what are you waiting for?
 

A better future starts today

Easily Apply Now or call our trusted team on 0800 25 10 10

“Excellent efficient service. Nice Future Finance!”

Matt, Upper Hutt

“Thanks Future Finance for helping us get our car.”

Donna, Otago

“Thank you for helping to make my dream come true!”

Sara, Nelson