Education Loan

Practical Education Loans for Learning and Development

Take control of your family's future with an Education Loan from Future Finance.

Invest in Tomorrow Through A Future Finance Education Loan Today

Education opens doors, whether it's your child starting their school journey, a teenager needing technology for studies, or you pursuing professional development. An education loan from Future Finance helps cover the costs that come with learning - from uniforms and devices to course fees and educational trips.

Supporting Educational Journeys

Quality education often comes with unexpected costs that can strain family budgets. School fees might be manageable, but then there are uniforms, sports equipment, music lessons, tablets for homework, and those important school trips that help bring learning to life. Rather than saying no to opportunities, an education loan helps you say yes to your family's educational needs.

More Than Just School Fees

Education expenses extend far beyond basic tuition. Modern learning requires technology, such as laptops, tablets, and software that schools increasingly expect students to have. Extracurricular activities like sports, music, and cultural programmes enrich education but come with their own costs. Field trips and camps provide invaluable experiences but need funding upfront. We understand education is about the complete experience, not just classroom time.

Planning for Educational Success

Smart educational planning means being ready for both expected and surprise costs. That new laptop when the old one dies mid-term, unexpected specialist tutoring to help with a challenging subject, or the opportunity to join an overseas school exchange, these moments matter. Having access to education funding means these opportunities don't pass by due to timing.

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Investing in Future Potential

Education is one of the few investments that pays dividends for a lifetime. Whether helping a toddler get the best start or supporting a teenager through crucial exam years, the right resources at the right time make a real difference. Our education loans recognise that learning opportunities don't always align with savings plans.

Flexible Finance for Family Learning

Every family's educational needs are different. You might need a smaller amount for term-by-term expenses or a larger loan to cover multiple children's needs. Perhaps you're returning to study yourself or supporting a family member through training. Whatever your educational goals, we'll structure a loan that fits your situation and budget.

Removing Financial Barriers to Learning

Cost shouldn't be the reason someone misses out on educational opportunities. With transparent terms and manageable repayments, our education loans help families invest in learning without financial stress. Know exactly what you'll pay each month while giving your family the educational advantages they deserve.

Start Your Educational Investment

With over 25 years supporting Kiwi families, we know that education loans are investments in potential. Let us help you provide the educational opportunities that can shape futures and open doors.

Our Easy 3 Step Loan Process

Contact our friendly team

Apply online or call us on 0800 25 10 10

We complete
your application quick as

We'll call you to verify some things.

Everything's sorted!

Once your loan is approved and completed, we aim to have money in your account in less than 1 hour

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Or call our trusted team on 0800 25 10 10

We understand life happens - and our simple solutions are here to help

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Payments that suit you
We know that flexibility and a repayment schedule that fits with your lifestyle is important to you. We'll do our very best to make it work for you.
We don't judge.
Your business is your business. Our job is simply to help you get to where you want to be, and our trusted team are always available with a friendly ear to help you get what you want today.
No hidden fees
Rest easy. Everything is up front and transparent with Future Finance. We promise.

So - what are you waiting for?

A better future starts today

Easily Apply Now or call our trusted team on 0800 25 10 10

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Donna, Otago

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Katherine, Christchurch

“I can breathe again now. Thanks Future Finance.”

Quila, Auckland

Disclosure Statement & Terms

Our terms range from 6 months to 5 years. View our loan terms here.

Interest rates are fixed and range from 11.99% to 27.99% p.a.
The interest rate offered will depend upon your credit history, security offered and your overall credit profile.

The term of your loan will depend on your financial circumstances and take into account:

how much you want to borrow
security being offered
your income
your other financial commitments
your credit history

Future Finance Ltd does not associate itself with High Cost Lending

Representative example of the Total Cost of a Loan: If you borrow $10,000 over a repayment term of 36 months with an AIR of 12.99%, your total loan payments will be $12,846 (made up of $10,000 principal, interest charges of $2,182 and monthly admin fee of $5 and an establishment fee of $485).

This example assumes weekly repayments and does not include premiums for any optional waivers or additional fees (if any).

For a quote on Business Lending please contact our business team specialist on 0800 25 10 10.

You are protected by responsible lending laws. Because of these protections, the recommendations given to you about your loan is not regulated financial advice.

This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.