Business Loan

Flexible Business Loans for Kiwi Enterprises.

Business opportunities don’t wait for bank timelines. Future Finance business loans deliver the capital you need.

Easily Apply Now

Get the Future Finance business loan you need, when you need it.

Running a business means grabbing opportunities when they arise, not when the bank gets around to approving your loan. Whether you need to purchase equipment, manage cash flow, or take advantage of a growth opportunity, Future Finance provides the quick decisions and flexible terms that real businesses need.

Understanding Business Finance Needs

As a fellow Kiwi business, we know that traditional lending often doesn't match the reality of running a company. Opportunities don't wait for lengthy approval processes, and your financing needs can change as quickly as your market does. That's why we've built our business lending around speed, flexibility, and understanding what actually matters to business owners.

If you're looking for financial assistance through a business loan, apply online now.

New Zealand's Only 5-Star Rated Finance Company on Trustpilot

Apply online in just 2 minutes or call 0800 25 10 10 to speak to a loan specialist

Flexible Terms for Business Reality

Your business cash flow doesn't always follow a predictable pattern, so why should your loan repayments? We offer flexible arrangements that can align with your business cycles, seasonal variations, and growth phases. Whether you need short-term funding to manage a specific project or longer-term support for expansion, we'll structure a loan that works with your business, not against it.

Supporting Kiwi Business Growth

From sole traders to established companies, we've helped thousands of New Zealand businesses access the funding they need. Our approach goes beyond just lending money - we're invested in seeing Kiwi businesses succeed. That means providing not just capital, but the flexibility and understanding that comes from 25 years of supporting local enterprises.

Partner with Future Finance

Your business deserves a financial partner who understands that success doesn't always fit into neat boxes on a loan application. With Future Finance, you get a team that speaks your language, moves at business speed, and structures solutions around your actual needs.

How to apply for a loan.

Contact our friendly team

Apply online or simply give us a call now.

We complete
your application

We give you a call to verify your details to complete your loan.

You get
your loan

Once your loan is approved, signed and completed money could be in your account in 60 minutes.

We're ready to help now.

  • Cash flow waits for no one
    When opportunities knock or challenges arise, you need funding partners who move at business speed. We're ready when you are.
  • Business-minded solutions
    We evaluate your business potential, not just your balance sheet. Real-world lending from people who understand business cycles.
  • Transparent business terms
    Fixed rates, clear fees, no surprises. Your business plan stays on track with predictable funding costs.

So - what are you waiting for?
 

A better future starts today

Easily Apply Now or call our trusted team on 0800 25 10 10

“Future Finance went above and beyond to help me.”

Scott, Hawkes Bay

“Professional service & most importantly - straight up.”

Scott, Taupo

“Prompt and efficient, they made me feel at ease.”

Katherine, Christchurch