Ready to buy your next car? We'll help you drive away today.
Car Purchase
Flexible Car Loans from New Zealand's #1 Finance Company on Trustpilot
Your dream car is waiting. Purchase it with car loans from Future Finance.
Finding the right vehicle shouldn't be limited by having cash on hand. Whether you need reliable transport for work, a safer car for the family, or you've found a great deal that won't last, a car loan from Future Finance puts you in control of your purchase with funds available when you need them.
The Power of Being a Cash Buyer
Walking into a dealership or meeting a private seller with finance already arranged changes everything. You're no longer restricted to dealer finance options or forced to accept whatever terms are offered. As a cash buyer, you can negotiate from a position of strength, shop wherever you find the best value, and drive away in your new vehicle the same day.
Choosing the Right Vehicle Finance
Not all car loans are created equal. Dealer finance often comes with restrictions on vehicle age, where you can buy, and inflated interest rates hidden in the purchase price. With a Future Finance car purchase loan, you get transparent pricing, the freedom to buy any vehicle from any seller, and the security of knowing exactly what you'll pay each month.
New Zealand's Only 5-Star Rated Finance Company on Trustpilot
Apply online in just 2 minutes or call 0800 25 10 10 to speak to a loan specialist
Streamlining Your Car Purchase
The traditional car buying process often involves hours at the dealership waiting for finance approval, pressure to accept add-ons you don't need, and uncertainty about whether you'll be approved. With pre-approved finance from Future Finance, you skip all of that. Know your budget, shop with confidence, and close the deal on your terms.
Beyond the Purchase Price
A complete car purchase involves more than just the vehicle price. Your loan can cover on-road costs, insurance, warranties, mechanical inspections, and even modifications or repairs needed to get your new vehicle road-ready. We help you budget for the total cost of ownership, not just the sticker price.
Making Car Ownership Affordable
We structure your car loan to fit your financial situation. Whether you prefer to pay off your vehicle quickly with larger payments or need smaller monthly amounts that fit a tight budget, we'll work with you to find the right balance. With terms from 6 months to 5 years, you control how long you'll be making payments.
Ready to Find Your Next Vehicle?
Stop letting finance availability dictate your vehicle choices. With over 25 years of experience helping Kiwis into their next cars, we make the lending process as smooth as your next drive should be. Get pre-approved today and start shopping for your perfect vehicle with confidence.
Our Easy 3 Step Loan Process
We complete
your application quick as
We'll call you to verify some things.
Everything's sorted!
Once your loan is approved and completed, we aim to have money in your account in less than 1 hour
Easily Apply Now
Or call our trusted team on 0800 25 10 10
We understand life happens - and our simple solutions are here to help
We're ready to help now.
- Payments that suit you
We know that flexibility and a repayment schedule that fits with your lifestyle is important to you. We'll do our very best to make it work for you. - We don't judge.
Your business is your business. Our job is simply to help you get to where you want to be, and our trusted team are always available with a friendly ear to help you get what you want today. - No hidden fees
Rest easy. Everything is up front and transparent with Future Finance. We promise.
So - what are you waiting for?
A better future starts today
Easily Apply Now or call our trusted team on 0800 25 10 10