Ready to buy your next car? We'll help you drive away today.

Ready to buy your next car? We'll help you drive away today.
Finding the right vehicle shouldn't be limited by having cash on hand. Whether you need reliable transport for work, a safer car for the family, or you've found a great deal that won't last, a car loan from Future Finance puts you in control of your purchase with funds available when you need them.
Walking into a dealership or meeting a private seller with finance already arranged changes everything. You're no longer restricted to dealer finance options or forced to accept whatever terms are offered. As a cash buyer, you can negotiate from a position of strength, shop wherever you find the best value, and drive away in your new vehicle the same day.
Not all car loans are created equal. Dealer finance often comes with restrictions on vehicle age, where you can buy, and inflated interest rates hidden in the purchase price. With a Future Finance car purchase loan, you get transparent pricing, the freedom to buy any vehicle from any seller, and the security of knowing exactly what you'll pay each month.
Apply online in just 2 minutes or call 0800 25 10 10 to speak to a loan specialist
The traditional car buying process often involves hours at the dealership waiting for finance approval, pressure to accept add-ons you don't need, and uncertainty about whether you'll be approved. With pre-approved finance from Future Finance, you skip all of that. Know your budget, shop with confidence, and close the deal on your terms.
A complete car purchase involves more than just the vehicle price. Your loan can cover on-road costs, insurance, warranties, mechanical inspections, and even modifications or repairs needed to get your new vehicle road-ready. We help you budget for the total cost of ownership, not just the sticker price.
We structure your car loan to fit your financial situation. Whether you prefer to pay off your vehicle quickly with larger payments or need smaller monthly amounts that fit a tight budget, we'll work with you to find the right balance. With terms from 6 months to 5 years, you control how long you'll be making payments.
Stop letting finance availability dictate your vehicle choices. With over 25 years of experience helping Kiwis into their next cars, we make the lending process as smooth as your next drive should be. Get pre-approved today and start shopping for your perfect vehicle with confidence.
We'll call you to verify some things.
Once your loan is approved and completed, we aim to have money in your account in less than 1 hour
Or call our trusted team on 0800 25 10 10
Easily Apply Now or call our trusted team on 0800 25 10 10