22 September 2025

Personal Loan with Early Repayment Option

When choosing a personal loan in New Zealand, the flexibility to repay early can make a significant difference to your financial journey. A personal loan with early repayment options gives you the freedom to pay off your debt faster when your circumstances allow. Understanding how these options work helps you select a loan that adapts to your changing financial situation.

What is an Early Repayment?

Early repayment options allow you to pay more than your

22 September 2025

Secured Personal Loan vs Unsecured Personal Loan

When exploring personal loan options in New Zealand, understanding the fundamental difference between secured and unsecured personal loans is crucial for making an informed borrowing decision. Both types of personal loans serve similar purposes but operate quite differently in terms of requirements, risks, and potential benefits.

What Is a Secured Personal Loan? A secured personal loan requires you to provide an asset as collateral against the borrowed amount. This

22 September 2025

How Much Can I Get With A Personal Loan

When considering a personal loan in New Zealand, understanding potential borrowing amounts is essential for planning your financial decisions. At Future Finance, we offer personal loans from $2,500 to $150,000, but the amount you can access depends on several individual factors. Explore a few of the factors that determine personal loan amounts and how to understand your borrowing capacity.

Understanding Personal Loan Amounts

Personal loans in New Zealand

10 December 2024

Summer Car Repair Loans

Summer in NZ often means planning for family road trips and weekend getaways. However, the harsh conditions of the previous seasons can take a toll on our vehicles. From overheating engines to worn-out brake pads, summer car repairs are often necessary to ensure a safe and enjoyable driving experience. 

If you need extra funds for other summer expenses in addition to car repairs, flexible financing

04 December 2024

Education Loans: Funding Personal and Professional Development in NZ

In New Zealand, many costs associated with upskilling, career development, and specialised training fall outside the scope of government support. If you require additional financial assistance for personal educational expenses, secured borrowing options can help bridge the gap with potentially lower interest rates. This is where education loans can help bridge the gap, providing financial

18 November 2024

Small Business Loans: Finance for NZ Businesses

Managing cash flow is an ongoing challenge for small business owners in New Zealand. Even thriving businesses can face temporary cash shortages that hinder their ability to invest in growth, cover expenses, or seize time-sensitive opportunities. A loan for personal use can also provide additional support for business owners during challenging times. Read more

14 October 2024

Home Renovation Loans: Finance Seasonal Home Improvement Projects

As seasons change, so can the needs of your home. Whether you're looking to tackle a spring cleaning project, prepare your outdoor space for summer entertaining, or weatherproof your home, a home renovation loan from Future Finance can provide the funds you need to get the job done. When unexpected expenses arise during your renovation project, Read more