Dental / Medical

Personal Loans: Dental / Medical Loan

Sometimes a Medical loan is the financial band-aid you need.

Let us cover the bills while you focus on getting well.

Whether it’s for braces or dental work, help with weight loss, lazer or cosmetic surgery, botox or appearance medicine, a personal loan for medical expenses can help you when you need it most.

A Future Finance Personal Loan for medical expenses is designed for a wide range of medical purposes and might be the little extra cash you need to help you out.

We're proud to be a 100% Kiwi owned company and NZ's #1 rated finance company on Trustpilot with 1,820+ 5 star reviews.

Medical loans are tailor made to fit your specific needs
Once your loan is approved and completed, money could be in your account in 60 minutes
Clean and Transparent. No hidden surprises. What you see is what you get
Decades of trust. Future Finance has 25+ years' experience helping Kiwis like you

If you’re looking for financial assistance through a personal loan for any medical needs, apply online now.

New Zealand's Only 5-Star Rated Finance Company on Trustpilot

Apply online in just 2 minutes or call 0800 25 10 10 to speak to a loan specialist

Medical Loans for all your medical needs

Getting a Medical Loan in NZ
At Future Finance, we understand that medical expenses can sometimes be unexpected and overwhelming. Whether you need help with dental work, cosmetic treatments, or appearance medicine, our competitive rates, easy application process, and flexible loan options make it simple to get the financial assistance you need. Apply online today and get approved in just minutes.

Laser & Appearance Medicine Loan
Laser treatments and other appearance medicine procedures such as botox and cosmetic surgery can help enhance your confidence. Our medical loans offer flexible repayment terms, so you can access these treatments when you need them without the financial burden.

Dental Loan
From braces and orthodontic work to cosmetic dental procedures, dental costs can add up quickly. Our medical loans offer affordable repayment options to help you cover these essential treatments, so you can invest in your smile without the financial strain.

Weight Loss & Cosmetic Treatments Loan
Cosmetic surgery, weight loss treatments, and laser procedures are important steps toward improving your health and appearance. Our medical loans make these treatments accessible, allowing you to manage the costs over time with flexible repayment plans. Whether it's botox, laser skin treatments, or weight loss surgery, we help you invest in your future.

Braces & Orthodontic Loan
Orthodontic treatments like braces can be a significant expense, especially for families. Our medical loans help make braces and other orthodontic procedures more affordable by allowing you to spread the cost over an extended period, making dental care easier to manage.

Medical Equipment Loan
Medical equipment, like hearing aids or mobility devices, is essential for many people but can come with high upfront costs. Future Finance offers medical loans to help cover these expenses, ensuring you can access the equipment you need with affordable repayment options.

Step towards a healthier future with a Future Finance Medical loan

We understand the challenges of managing medical expenses when it comes to paying for physios, dentists, doctors in times of need, or maybe it’s braces, weight loss surgery or botox that you’re after. A personal loan from Future Finance can cover these expenses

No matter what you’re after, we offer simple personal loans for medical expenses to support your journey to better health and wellbeing.

We make accessing these procedures more attainable and reduce financial stress during these times, so let us help you take a step towards a healthier future with our reliable and accessible medical loans today.

What are the benefits of a Future Finance fixed rate Medical Expenses Loan?

At Future Finance, all our loans have fixed rates during the loan term to give you maximum peace of mind. The difference between fixed and variable interest rates will affect your medical loan repayments. Future Finance fixed rates remain the same throughout the term of the loan, leaving repayments consistent whereas variable rates alter in accordance with market conditions, causing your repayments to vary month-on-month. But not at Future Finance, our repayments stay the same.

Our Easy 3 Step Loan Process

Contact our friendly team

Apply online or call us on 0800 25 10 10

We complete
your application quick as

We'll call you to verify some things.

Everything's sorted!

Once your loan is approved and completed, we aim to have money in your account in less than 1 hour

Easily Apply Now

Or call our trusted team on 0800 25 10 10

We understand life happens - and our simple solutions are here to help

We're ready to help now.

Payments that suit you
We know that flexibility and a repayment schedule that fits with your lifestyle is important to you. We'll do our very best to make it work for you.
We don't judge.
Your business is your business. Our job is simply to help you get to where you want to be, and our trusted team are always available with a friendly ear to help you get what you want today.
No hidden fees
Rest easy. Everything is up front and transparent with Future Finance. We promise.

So - what are you waiting for?

A better future starts today

Easily Apply Now or call our trusted team on 0800 25 10 10

“Outstanding service and communication!”

Ariana, Auckland

“Fast service, fast responses, fast payment.”

Sharon, Hastings

“The whole process was really easy & stress free.”

Tuiara, Auckland

Disclosure Statement & Terms

Our terms range from 6 months to 5 years. View our loan terms here.

Interest rates are fixed and range from 12.99% to 24.99% p.a.
The interest rate offered will depend upon your credit history, security offered and your overall credit profile.

The term of your loan will depend on your financial circumstances and take into account:

how much you want to borrow
security being offered
your income
your other financial commitments
your credit history

Future Finance Ltd does not associate itself with High Cost Lending

Representative example of the Total Cost of a Loan: If you borrow $10,000 over a repayment term of 36 months with an AIR of 12.99%, your total loan payments will be $12,748.05 (made up of $10,000 principal, interest charges of $2,211.05 and monthly admin fee of $5 and an establishment fee of $357).

This example assumes weekly repayments and does not include premiums for any optional waivers or additional fees (if any).

For a quote on Business Lending please contact our business team specialist on 0800 25 10 10.

You are protected by responsible lending laws. Because of these protections, the recommendations given to you about your loan is not regulated financial advice.

This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.