Dental / Medical

Sometimes a Medical loan is the financial band-aid you need.

Apply online now

Let us cover the bills while you focus on getting well. Whether it’s for braces or dental work, help with weight loss, lazer or cosmetic surgery, botox or appearance medicine, medical loans can help you when you need it most. 

A Future Finance Medical loan is designed for a wide range of medical purposes and might be the little extra cash you need to help you out.

  • Medical loans are tailor made to fit your specific needs
  • Once your loan is approved and completed, money could be in your account in 60 minutes
  • Clean and Transparent. No hidden surprises. What you see is what you get.
  • Decades of trust. Future Finance has 25+ years' experience helping Kiwis like you

If you’re looking for financial assistance with anything medical, apply online today


Our team are super proud of our reviews - check them out for yourself here

Medical Loans for all your medical needs

Dental Loan
At Future Finance we know that dental procedures can cause not just physical discomfort, but also financial strain. Our medical loans are here to make these necessary treatments more affordable for you with payments to suit your budget, enabling you to distribute the cost over a convenient duration.

Scanning Expenses
Scans such as MRI, CT scans, or X-Rays are often unexpected and can hurt your finances. However, with our flexible Future Finance medical loan options, you can affordably access these essential services when you need them.

Eye-care Loan
At Future Finance we understand that eye-care, be it new glasses, contact lenses, or potential surgical procedures, can be a significant expense. Our medical loans are designed to make these vital services more affordable, ensuring your vision needs never go unmet.

Medical Equipment Loan
The need for medical devices, such as hearing aids, wheelchairs, or other medical equipment can arise unexpectedly. Our Future Finance medical loans are designed to help manage these costs, allowing you to spread the payment across a term that's affordable for your budget.

What are the benefits of a Future Finance fixed rate Medical Expenses Loan? 

Fixed vs variable rates

At Future Finance, all our loans have fixed rates during the loan term to give you maximum peace of mind. The difference between fixed and variable interest rates will affect your medical loan repayments. Future Finance fixed rates remain the same throughout the term of the loan, leaving repayments consistent and variable rates alter in accordance with market conditions, causing your repayments to vary month-on-month. But not at Future Finance, our repayments stay the same.

Step towards a healthier future with a Future Finance Medical loan

We understand the challenges of managing medical expenses when it comes to paying for physios, dentists, doctors in times of need, or maybe it’s braces, weight loss surgery or botox that you’re after?

No matter what you’re after, we offer simple medical loans to support your journey to better health and wellbeing.

We make accessing these procedures more attainable and reduce financial stress during these times, so let us help you take a step towards a healthier future with our reliable and accessible medical loans today.

Getting a Medical Loan in NZ

Sometimes getting access to medical finance can be difficult in NZ, however our competitive rates, friendly team and easy 2 minute online application process make for a seamless way to get the ball rolling.

If you’re looking for financial assistance with anything medical, apply online today.

How to apply for a loan.

Contact our friendly team

Apply online or call us on 0800 25 10 10

We complete
your application ASAP

We'll call you to verify some things.

Everything's sorted!

Once your loan is approved and completed, money could be in your account in 60 minutes.

Apply online now

Or call our trusted team on 0800 25 10 10

We're ready to help now.

  • Payments that suit you
    We know that flexibility and a repayment schedule that fits with your lifestyle is important to you. We'll do our very best to make it work for you.
  • We don't judge.
    Your business is your business. Our job is simply to help you get to where you want to be, and our trusted team are always available with a friendly ear to help you get what you want today.
  • No hidden fees
    Rest easy. Everything is up front and transparent with Future Finance. We promise.

So - what are you waiting for?

A better future starts today

Apply online now or call our trusted team on 0800 25 10 10

“Thanks Future Finance for helping us get our car.”

Donna, Otago

“Thanks for your professional & hassle-free service.”

Moana, Auckland

“Prompt and efficient, they made me feel at ease.”

Katherine, Christchurch