Unexpected breakdown? Apply in minutes, get decision fast, and fix it today with flexible repayments that fit your budget.
Car Repairs
Car Repairs Sorted - Fast, Fair, and Hassle-Free
Don't let car troubles slow you down. Apply for personal loans for car repairs from Future Finance.
When your car breaks down, you need solutions fast. Whether it's unexpected engine trouble, WOF repairs, or just time for new tyres, a Future Finance personal loan for car repairs gets you moving again without the stress.
No more putting off essential maintenance or choosing between car repairs and other expenses. Get the repairs done properly, by the mechanic you trust, and pay it off over time with manageable repayments.
Why Use a Personal Loan for Car Repairs?
Car repairs never come at a convenient time, and they're rarely budgeted for. A personal loan for car repairs gives you immediate access to funds so you can get repairs done right away, rather than risking further damage or unsafe driving. You choose your own mechanic or service centre, get quality parts and workmanship, and spread the cost over manageable monthly payments. It's often more affordable than credit cards and gives you the peace of mind that comes with properly maintained transport.
Types of Car Repairs We Cover
Our personal loans for car repairs cover every type of vehicle maintenance and repair. From routine servicing and WOF requirements to major mechanical work, we're here to help. Engine repairs, transmission problems, brake replacements, suspension work — whatever your car needs, we can provide the funds. We also cover bodywork and panel repairs, electrical system fixes, air conditioning repairs, and even upgrades like new tyres or exhausts.

New Zealand's Only 5-Star Rated Finance Company on Trustpilot
Apply online in just 2 minutes or call 0800 25 10 10 to speak to a loan specialist
Common Car Repairs and Costs
WOF Repairs
Failed your WOF? Common repairs include brake pads, tyres, lights, and suspension components. Most WOF repairs fall between $500 and $3,000, making a small personal loan the perfect solution.
Engine and Transmission
Major mechanical repairs are expensive but essential. Engine rebuilds, head gasket repairs, and transmission work can cost $3,000 to $10,000. Don't risk further damage - get it fixed properly now.
Routine Maintenance
Regular servicing keeps your car reliable and can prevent costly breakdowns. Timing belts, brake fluid changes, and major services typically cost $500 to $2,000. Stay on top of maintenance with affordable finance.
Emergency Repairs
When your car breaks down unexpectedly, you need funds fast. Our quick approval process means you could have money for repairs within hours of applying, getting you back on the road quickly.
The Benefits of Timely Car Repairs
Delaying car repairs often leads to bigger problems and higher costs. By getting repairs done promptly with a personal loan, you avoid further damage to your vehicle, maintain your car's value and reliability, ensure safe driving for you and your family, and prevent small issues becoming major expenses. Plus, a well-maintained car uses less fuel and runs more efficiently, saving you money in the long run.
Your car is essential for work, family, and life. When repairs are needed, you shouldn't have to choose between fixing your car and covering other expenses. Start the process with our 2-minute online car repair loan application.
Our Easy 3 Step Loan Process
We complete
your application quick as
We'll call you to verify some things.
Everything's sorted!
Once your loan is approved and completed, we aim to have money in your account in less than 1 hour
Easily Apply Now
Or call our trusted team on 0800 25 10 10
We understand life happens - and our simple solutions are here to help
We're ready to help now.
- Payments that suit you
We know that flexibility and a repayment schedule that fits with your lifestyle is important to you. We'll do our very best to make it work for you. - We don't judge.
Your business is your business. Our job is simply to help you get to where you want to be, and our trusted team are always available with a friendly ear to help you get what you want today. - No hidden fees
Rest easy. Everything is up front and transparent with Future Finance. We promise.
So - what are you waiting for?
A better future starts today
Easily Apply Now or call our trusted team on 0800 25 10 10