Car / Repairs

Personal Loans: Car / Repairs Loan

Need a new car or some car repairs? We'll help you get back on the road.

Let's keep you moving.

Whether you’re wanting to upgrade your current car, get on top of repairs or purchase those new tyres, Future Finance have you covered.

A pre-approval for a personal loan not only means you can negotiate better, but it can often be in your best interest to organise finance that is independent from the dealer.

A Future Finance car loan can help get you back on the road faster and with more peace of mind knowing that your finances are all under control.

Car and Repair loans are tailor made to fit your specific requirements
Once your loan is approved and completed, money could be in your account in 60 minutes
Clean and Transparent. No hidden surprises. What you see is what you get with Future Finance
Decades of trust. Future Finance has 25+ years' experience helping Kiwi's

If you're looking for financial assistance through a personal loan for any car related expenses, apply online now.

New Zealand's Only 5-Star Rated Finance Company on Trustpilot

Apply online in just 2 minutes or call 0800 25 10 10 to speak to a loan specialist

We like to think we’re the best for car loans

With a 5 star rating from 1600+ reviews throughout New Zealand, you can trust us for a quick and easy car loan to get you where you need to be. Whether you’re looking to tackle some car repairs, or upgrading your car, the Future Finance team can help.

Vehicle loans of all shapes, sizes and purposes

We can help get your vehicle repaired or get you into your next car, van, ute or even that people mover you’ve been eyeing up for the family! Whatever your needs, we’re here to make it a reality with vehicle loans tailored specifically to you and your needs.

We take the hassle out of NZ car loans

Gone are the days of long car finance applications. At Future Finance our online car loan application process is one of the fastest in the industry. The 2 minute online car loan application to loan approval and pay out could be completed in as little as 60 minutes. So what are you waiting for? Start the 2 minute online loan application process now!

Our Easy 3 Step Loan Process

Contact our friendly team

Apply online or call us on 0800 25 10 10

We complete
your application quick as

We'll call you to verify some things.

Everything's sorted!

Once your loan is approved and completed, we aim to have money in your account in less than 1 hour

Easily Apply Now

Or call our trusted team on 0800 25 10 10

We understand life happens - and our simple solutions are here to help

We're ready to help now.

Payments that suit you
We know that flexibility and a repayment schedule that fits with your lifestyle is important to you. We'll do our very best to make it work for you.
We don't judge.
Your business is your business. Our job is simply to help you get to where you want to be, and our trusted team are always available with a friendly ear to help you get what you want today.
No hidden fees
Rest easy. Everything is up front and transparent with Future Finance. We promise.

So - what are you waiting for?

A better future starts today

Easily Apply Now or call our trusted team on 0800 25 10 10

“Thanks for going all out to approve our loan.”

Mr Tupou, Christchurch

“You made everything so easy! Thanks Future Finance.”

Karrin, Wellington

“Very fast and efficient help. Thanks Future Finance.”

Amy, Wellington

Disclosure Statement & Terms

Our terms range from 6 months to 5 years. View our loan terms here.

Interest rates are fixed and range from 12.99% to 27.99% p.a.
The interest rate offered will depend upon your credit history, security offered and your overall credit profile.

The term of your loan will depend on your financial circumstances and take into account:

how much you want to borrow
security being offered
your income
your other financial commitments
your credit history

Future Finance Ltd does not associate itself with High Cost Lending

Representative example of the Total Cost of a Loan: If you borrow $10,000 over a repayment term of 36 months with an AIR of 12.99%, your total loan payments will be $12,748.05 (made up of $10,000 principal, interest charges of $2,211.05 and monthly admin fee of $5 and an establishment fee of $485).

This example assumes weekly repayments and does not include premiums for any optional waivers or additional fees (if any).

For a quote on Business Lending please contact our business team specialist on 0800 25 10 10.

You are protected by responsible lending laws. Because of these protections, the recommendations given to you about your loan is not regulated financial advice.

This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.