Whether you’re buying a vehicle or covering the cost of repairs, Future Finance car loans and car repair loans give you the funding you need. From car purchase finance to car repair loans and vehicle maintenance finance, we offer transparent options that put you in control.
Car purchase loan benefits
Drive What You Want, When You Want
With our car loans, you can secure finance to buy your vehicle from any seller, not just a dealer, and negotiate like a cash buyer.
Flexible Terms
Choose a repayment period that suits you, and structure your car loan with affordable weekly or monthly payments.
Transparent and Simple
Know exactly what you’re paying each month with clear loan terms and fixed rates.
Car repair & maintenance loans
Use car finance to cover:
Urgent Repair Bills – Fund unexpected mechanical breakdowns, engine issues, or essential repairs with fast car repair finance.
Routine Servicing – Stay on top of regular servicing and maintenance to keep your vehicle reliable and roadworthy.
Mechanical or Safety Work – Pay for tyres, brakes, WOF-related repairs, suspension, or other safety upgrades with flexible car repair loans.
Upgrades or Accessories – Finance vehicle upgrades, technology additions, or accessories to improve comfort, performance, or functionality.
Car repair finance ensures your vehicle stays safe and roadworthy without waiting for cash savings.
Why Future Finance?
Future Finance is New Zealand’s only 5-Star rated finance company on Trustpilot with over 25 years’ experience helping Kiwis with personal, travel, car, and life loans. Our team treats every customer with respect, transparency, and personalised service – no judgement, just solutions.