Get started today with a Future Finance Home Renovation loan.
Home Renovation Loan
Start Your Dream Project With A Home Renovations Loan
Transform Your House with Confidence With A Home Renovation Loan From Future Finance
Your home should evolve with your needs, whether that means creating space for a growing family, modernising outdated rooms, or finally building that outdoor entertaining area you've always wanted. A home renovation loan from Future Finance gives you the funds to make these improvements happen now, not years down the track.
Why Finance Your Renovations?
Waiting to save for home improvements often means living with problems that get worse over time. That leaking roof won't fix itself, and delaying kitchen upgrades when your family has outgrown the space affects daily life. By financing your renovations now, you can enjoy the benefits immediately while spreading the cost over a period that suits your budget.
Planning Your Renovation Finance
Smart renovation planning starts with understanding your options. Unlike adding to your mortgage over 20-30 years, a loan for renovations typically runs 2-5 years, meaning you'll pay less interest overall and own your improvements outright much sooner. This approach also keeps your home loan separate from your renovation costs, giving you clearer visibility of what each is costing.
Popular Renovation Projects We Fund
Kitchen and bathroom upgrades remain the most popular renovations, often adding significant value while improving daily life. We also regularly fund outdoor projects like decks and landscaping, essential repairs such as roofing and plumbing, and comfort improvements including insulation and heating systems. Whatever your project, we can tailor a loan to match your needs.
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Making Your Renovation Dreams Reality
The difference between dreaming about renovations and actually doing them often comes down to having the right financial partner. We understand that renovation projects can evolve once work begins, which is why we offer flexible solutions that can adapt to your needs. Our straightforward application process means you could have approval within hours, not weeks.
Maximising Your Renovation Investment
Strategic renovations can significantly increase your property's value while improving your quality of life. We've helped thousands of Kiwis fund projects that not only solve immediate problems but also prepare their homes for the future. Whether you're planning to stay long-term or preparing to sell, the right renovations make a real difference.
From Plans to Reality
Taking on a renovation project requires confidence in your financing. With fixed interest rates and no hidden fees, you'll know exactly what your project will cost from day one. Our experienced team can help you structure your loan to ensure your repayments remain comfortable throughout your renovation journey.
Start Your Renovation Journey Today
With over 25 years of experience helping Kiwis improve their homes, we know that renovation loans are about more than just money - they're about creating spaces where memories are made. Let us help you transform your house into the home you've always envisioned.
Our Easy 3 Step Loan Process
We complete
your application quick as
We'll call you to verify some things.
Everything's sorted!
Once your loan is approved and completed, we aim to have money in your account in less than 1 hour
Easily Apply Now
Or call our trusted team on 0800 25 10 10
We understand life happens - and our simple solutions are here to help
We're ready to help now.
- Payments that suit you
We know that flexibility and a repayment schedule that fits with your lifestyle is important to you. We'll do our very best to make it work for you. - We don't judge.
Your business is your business. Our job is simply to help you get to where you want to be, and our trusted team are always available with a friendly ear to help you get what you want today. - No hidden fees
Rest easy. Everything is up front and transparent with Future Finance. We promise.
So - what are you waiting for?
A better future starts today
Easily Apply Now or call our trusted team on 0800 25 10 10