Home Renovations

Personal Loans: Home Renovations Loan

Get started today with a Future Finance Home Renovation loan.

Turn your house dreams into reality with a personal loan.

Whether it’s getting a new sleep out finished, the new deck ready before Summer or the spare room set up.

We can likely make decisions faster than your bank or other lending providers and with a shorter term, you could save money by not paying it off over 25 years.

Get a personal loan and tick off that list of reno's you've been wanting to do today!

Home Renovation loans are tailor made to fit your specific requirements
Once your loan is approved and completed, money could be in your account in 60 minutes
Clean and Transparent. No hidden surprises. What you see is what you get with Future Finance
Decades of trust. Future Finance has 25+ years' experience helping Kiwi's

If you're looking for financial assistance through a personal loan for any home renovation needs, apply online now.

New Zealand's Only 5-Star Rated Finance Company on Trustpilot

Apply online in just 2 minutes or call 0800 25 10 10 to speak to a loan specialist

Swift Decisions, Quick Approvals

Who likes to wait forever for approvals? Not us. We believe in faster decisions, making sure you don’t have to wait weeks for a bank approval to get your home renovations underway.

Your Vision, Our Mission

Every house has the potential to become a dream home. With a Future Finance Personal Loan for home renovations, you don’t just dream it, you live it.

Talk to us about a Home Renovation Loan

Get started now with Future Finance Personal Loan. Your next home transformation is just a click away. Dive into the world of possibilities with Future Finance and build the home you’ve always envisioned. Ready, Set, Renovate!

Our Easy 3 Step Loan Process

Contact our friendly team

Apply online or call us on 0800 25 10 10

We complete
your application quick as

We'll call you to verify some things.

Everything's sorted!

Once your loan is approved and completed, we aim to have money in your account in less than 1 hour

Easily Apply Now

Or call our trusted team on 0800 25 10 10

We understand life happens - and our simple solutions are here to help

We're ready to help now.

Payments that suit you
We know that flexibility and a repayment schedule that fits with your lifestyle is important to you. We'll do our very best to make it work for you.
We don't judge.
Your business is your business. Our job is simply to help you get to where you want to be, and our trusted team are always available with a friendly ear to help you get what you want today.
No hidden fees
Rest easy. Everything is up front and transparent with Future Finance. We promise.

So - what are you waiting for?

A better future starts today

Easily Apply Now or call our trusted team on 0800 25 10 10

“Prompt and efficient, they made me feel at ease.”

Katherine, Christchurch

“100% committed to customer care!”

Kerry, Hamilton

“Super fast and easy.”

Joe, Auckland

Disclosure Statement & Terms

Our terms range from 6 months to 5 years. View our loan terms here.

Interest rates are fixed and range from 12.99% to 27.99% p.a.
The interest rate offered will depend upon your credit history, security offered and your overall credit profile.

The term of your loan will depend on your financial circumstances and take into account:

how much you want to borrow
security being offered
your income
your other financial commitments
your credit history

Future Finance Ltd does not associate itself with High Cost Lending

Representative example of the Total Cost of a Loan: If you borrow $10,000 over a repayment term of 36 months with an AIR of 12.99%, your total loan payments will be $12,846 (made up of $10,000 principal, interest charges of $2,182 and monthly admin fee of $5 and an establishment fee of $485).

This example assumes weekly repayments and does not include premiums for any optional waivers or additional fees (if any).

For a quote on Business Lending please contact our business team specialist on 0800 25 10 10.

You are protected by responsible lending laws. Because of these protections, the recommendations given to you about your loan is not regulated financial advice.

This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.