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Unforeseen Hardship

“I can breathe again now. Thanks Future Finance.”

Quila, Auckland

“Excellent efficient service. Nice Future Finance!”

Matt, Upper Hutt

“Fast service, fast responses, fast payment.”

Sharon, Hastings

Disclosure Statement & Terms

Our terms range from 6 months to 5 years. View our loan terms here.

The term of your loan will depend on your financial circumstances and take into account:

how much you want to borrow
security being offered
your income
your other financial commitments
your credit history

Annual Percentage Rate (APR): our minimum APR is 10.93% and our maximum is 100.67%.

Below is an example of a $20,000 Consumer Loan over a 36 month term

Loan Amount	$20,000
Establishment Fee	$465
Valuation Fee	$35
PPSR Search & Registration Fee	$9.20
Credit Check	$8.20
Driver Check	$3
Identity Check	$2.65

Passport Check	$2.19
Vehicle Check	$10.30
Bank Statement Report	$1.95
Total Interest Charges Payable	$6,188
Total Amount Payable	$26,725
Annual Percentage Rate (APR)	19.9121%
Interest Rate	17.99%

For a quote on Business Lending please contact our business team specialist on 0800 25 10 10.