Terms & Conditions

Below are the full Consumer Credit Contract Terms and Conditions related to a Future Finance Loan.

Katherine, Christchurch

Donna, Otago

Jen, Hawkes Bay

Our terms range from 6 months to 5 years. View our loan terms here.

The term of your loan will depend on your financial circumstances and take into account:

Annual Percentage Rate (APR): our minimum APR is 10.93% and our maximum is 100.67%.

Loan Amount	$20,000
Establishment Fee	$465
Valuation Fee	$35
PPSR Search & Registration Fee	$9.20
Credit Check	$8.20
Driver Check	$3
Identity Check	$2.65

Passport Check	$2.19
Vehicle Check	$10.30
Bank Statement Report	$1.95
Total Interest Charges Payable	$6,188
Total Amount Payable	$26,725
Annual Percentage Rate (APR)	19.9121%
Interest Rate	17.99%