Ready to buy your next car? We'll help you drive away today.
Your dream car is waiting. Purchase it with personal loans from Future Finance.
Whether you're upgrading the family car, buying your first vehicle, or finally getting that car you've always wanted, a Future Finance personal loan puts you in the driver's seat.
With pre-approval in hand, you'll shop with confidence, negotiate like a cash buyer, and own your vehicle outright from day one. No liens, no complications. It’s just you and your new car.
Why Use a Personal Loan for Your Car Purchase?
When it comes to buying a car, a personal loan gives you advantages that dealer finance can't match. You become a cash buyer with real negotiating power, able to shop anywhere - dealerships, private sellers, auctions, or online. There's no waiting for finance approval at the dealership, no pressure to accept dealer add-ons, and no restrictions on the age or type of vehicle you choose. Best of all, you own the car outright from the moment you buy it, with no security interests complicating your ownership.
Types of Vehicles You Can Purchase
Our personal loans for car purchases cover any vehicle you have in mind. From reliable family cars and fuel-efficient commuters to work utes and luxury vehicles, the choice is yours. Whether you're buying new from a dealership, hunting for a bargain privately, or importing your dream car, we've got you covered. Classic car enthusiast? No problem. Need a people mover for the growing family? Perfect. Want to go electric? We're here to help make it happen.
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Apply online in just 2 minutes or call 0800 25 10 10 to speak to a loan specialist
The Smart Way to Buy Your Next Car
Get Pre-Approved First
Start your car buying journey the smart way with pre-approval. You'll know exactly how much you can spend, giving you confidence when you find the right vehicle.
Shop Like a Cash Buyer
With approved funds ready to go, you're in the strongest possible position. Sellers prefer cash buyers because the deal is simple and certain. This often translates to better prices and the ability to secure popular vehicles before other buyers who are still arranging finance.
Complete the Purchase Your Way
Once you've found your perfect vehicle and negotiated the price, we transfer the funds directly to your account. You can then pay the seller immediately - whether it's a dealer, private seller, or auction house. The car is yours, free and clear, from day one.
What's Included in Your Car Purchase Loan
Beyond the vehicle price, you can include:
• On-road costs (registration and licensing)
• Insurance premiums
• Extended warranties
• Vehicle inspections
• Transportation costs
• Any dealer fees
To begin the process complete our simple 2 minute online car purchase loan application and we will be in touch as soon as we can.
Our Easy 3 Step Loan Process
We complete
your application quick as
We'll call you to verify some things.
Everything's sorted!
Once your loan is approved and completed, we aim to have money in your account in less than 1 hour
Easily Apply Now
Or call our trusted team on 0800 25 10 10
We understand life happens - and our simple solutions are here to help
We're ready to help now.
- Payments that suit you
We know that flexibility and a repayment schedule that fits with your lifestyle is important to you. We'll do our very best to make it work for you. - We don't judge.
Your business is your business. Our job is simply to help you get to where you want to be, and our trusted team are always available with a friendly ear to help you get what you want today. - No hidden fees
Rest easy. Everything is up front and transparent with Future Finance. We promise.
So - what are you waiting for?
A better future starts today
Easily Apply Now or call our trusted team on 0800 25 10 10