Terms & Conditions

Below are the full Consumer Credit Contract Terms and Conditions related to a Future Finance Loan.

Gap & Repayment Waiver Policy Terms and conditions

Kerry, Whangarei

Christine, Christchurch

Scott, Hawkes Bay

Our terms range from 6 months to 5 years. View our loan terms here.

The term of your loan will depend on your financial circumstances and take into account:

Future Finance Ltd does not associate itself with Hi Cost Lending

Loan Amount	$20,000
Establishment Fee	$465
Valuation Fee	$35
PPSR Search & Registration Fee	$8.05
Credit Check	$8.17
Driver Check	$2.99
Identity Check	$2.65

Passport Check	$2.19
Asset Check	$9.20
Bank Statement Report	$1.95
Total Interest Charges Payable	$5,692
Total Amount Payable	$26,480
Annual Percentage Rate (APR)	19.82%
Interest Rate	16.99%