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Unforeseen Hardship

“Thanks for your help & speedy processing of my loan.”

Tyler, Auckland

“100% committed to customer care!”

Kerry, Hamilton

“Super fast and easy.”

Joe, Auckland

Disclosure Statement & Terms

Our terms range from 6 months to 5 years. View our loan terms here.

The term of your loan will depend on your financial circumstances and take into account:

how much you want to borrow
security being offered
your income
your other financial commitments
your credit history

Annual Percentage Rate (APR): our minimum APR is 10.93% and our maximum is 100.67%.

Below is an example of a $20,000 Consumer Loan over a 36 month term

Loan Amount	$20,000
Establishment Fee	$465
Valuation Fee	$35
PPSR Search & Registration Fee	$9.20
Credit Check	$8.20
Driver Check	$3
Identity Check	$2.65

Passport Check	$2.19
Vehicle Check	$10.30
Bank Statement Report	$1.95
Total Interest Charges Payable	$6,188
Total Amount Payable	$26,725
Annual Percentage Rate (APR)	19.9121%
Interest Rate	17.99%

For a quote on Business Lending please contact our business team specialist on 0800 25 10 10.